At LMB Partners, we specialize in providing top-tier legal services for all aspects of real estate financing. Our experienced attorneys are dedicated to helping clients secure the necessary funding to achieve their real estate investment and development goals. We offer comprehensive legal support tailored to the unique needs of each client, ensuring smooth transactions and compliance with all relevant regulations.

Our Services

1. Commercial Real Estate Financing

• Loan Structuring and Negotiation: Advising on the structuring of commercial real estate loans, negotiating terms with lenders, and ensuring favorable financing conditions.

• Documentation: Drafting, reviewing, and negotiating loan documents, including promissory notes, mortgages, deeds of trust, and security agreements.

• Loan Syndications and Participations: Assisting in the structuring and documentation of syndicated loans and participations.

2. Residential Real Estate Financing

• Mortgage Financing: Advising on mortgage loan options, reviewing and negotiating mortgage documents, and ensuring compliance with residential lending regulations.

• Home Equity Loans and Lines of Credit: Assisting with the negotiation and documentation of home equity loans and lines of credit.

3. Construction Financing

• Construction Loan Agreements: Drafting and negotiating construction loan agreements, including terms for disbursement schedules, interest rates, and repayment conditions.

• Lien Waivers and Subordination Agreements: Preparing and negotiating lien waivers, subordination agreements, and other necessary documents to protect lender interests.

4. Mezzanine Financing

• Structuring and Negotiation: Structuring mezzanine financing arrangements, negotiating terms with lenders, and drafting intercreditor agreements.

• Equity Participation: Advising on equity participation rights and profit-sharing arrangements.

5. Bridge and Hard Money Loans

• Short-Term Financing Solutions: Assisting with the negotiation and documentation of bridge loans and hard money loans to meet short-term financing needs.

• Risk Mitigation: Advising on strategies to mitigate risks associated with high-interest and short-term financing.

6. Government and Agency Financing

• HUD/FHA Loans: Assisting with the application and compliance requirements for loans backed by the Department of Housing and Urban Development (HUD) and the Federal Housing Administration (FHA).

• USDA and VA Loans: Advising on financing options available through the United States Department of Agriculture (USDA) and the Department of Veterans Affairs (VA).

7. Refinancing and Loan Modifications

• Refinancing Strategies: Advising on refinancing options to secure better loan terms, reduce interest rates, and improve cash flow.

• Loan Modifications: Assisting with negotiating loan modifications to address changing financial circumstances and avoid default.

8. Private Equity and Investment Funds

• Fund Formation and Compliance: Assisting with the formation and regulatory compliance of real estate investment funds and private equity funds.

• Investment Structuring: Structuring investments to optimize returns and manage risks, including joint ventures and other collaborative investment vehicles.

9. Tax-Advantaged Financing

• Tax Credit Programs: Advising on the utilization of tax credit programs, such as Low-Income Housing Tax Credits (LIHTC) and Historic Tax Credits, to enhance project feasibility.

• Tax-Exempt Financing: Assisting with the issuance of tax-exempt bonds and other tax-advantaged financing options.

10. Distressed Asset Financing

• Acquisition and Financing: Advising on the acquisition and financing of distressed real estate assets, including REO properties and non-performing loans.

• Workout and Restructuring: Assisting with loan workouts, restructuring agreements, and strategies to resolve distressed asset situations.

Contact Us

At LMB Partners, we are committed to providing exceptional legal services to support your real estate financing needs. Our goal is to ensure that you secure the funding necessary to achieve your real estate objectives while minimizing risks and maximizing returns. Contact us today to learn how we can assist you with your real estate financing needs.